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Best Solutions to Paint Your Car After Hail Damage

Posted on: May 19th, 2021 by Accurate Auto Body Shop No Comments

car damaged in a hail storm We are in the height of hail season in Colorado. Depending on where you live in the Denver Metro Area, you’ve probably already seen a hailstorm or two, possibly one that’s bad enough to damage your car and its paint.

If that’s the case, you might be looking for advice on how to restore your car’s appearance after hail damage. Here are the best solutions for car painting after hail damage.

Maybe You Don’t Need to Paint

Are you sure you need to paint the car after hail damage? Just because the car is badly dented, it doesn’t mean that you’re necessarily going to need to paint it. Instead, most hail damage can be restored with paintless dent repair (sometimes called PDR). In paintless dent repair, dents are pulled out in a way that doesn’t require painting the car.

The advantage of paintless dent repair is that it leaves your car’s factory paint job alone. Even after damage, your car’s factory installed paint job is probably sturdier than a paint job you’d get at home, possibly even than you’d get at an auto collision shop.

Let a Pro Do It

However, if you’re convinced that your car needs or would benefit from painting, take it to an auto collision shop for repainting. The process of repainting a car after hail damage is difficult (see below), with a lot of room for error. It’s also time-consuming if you don’t have the time, tools, or assistance to get it done quickly. A pro can get your car repainted quickly which means that you won’t be without a vehicle and won’t be driving your car while it’s in various stages of repair.

You’ll also get a better quality job. The results from a professional paint job will last much longer than the paint job you apply yourself.

Do It Yourself

If you’re insistent on repainting your own car after hail damage, here’s the step-by-step guide to getting it done.

Sand

First, you have to sand the damaged area to remove old paint, smooth the area, and prepare for dent repair. Sand the surface of the entire panel, trying to get it as smooth as possible. Start with an 80 grit and keep working finer. Once you’ve smoothed with a 220 grit paper, you’re ready for filling, though you should get to 400, 600, or even 1000 grit before painting.

Fill

Once you’ve roughed off the old paint, hopefully not reaching bare metal in very many places, it’s time to apply the fill. Mix the body filler according to directions, then apply it smoothly and evenly across the surface using a wide applicator knife. Try to avoid creating bubbles and make the surface as smooth as possible.

Repeat

Once you apply the body filler, it’s time to sand again. You’re trying to make the surface smooth enough for painting, but don’t be surprised if you have to go back and add filler again. Sanding will likely reveal air pockets in the filler, and it can be hard to create a smooth transition between fill and metal.

Find the Proper Paint Color

hail damage to the hood of a vehicle As you’re getting close to achieving the smooth surface you can paint, it’s time to figure out the proper color for your car. Most cars these days have a paint code from the factory on them. But where it is depends on the car. It might be in the driver’s side door jamb, on the driver’s sun visor, under the driver’s seat, in the glove compartment, near the radiator or someplace else in the engine compartment, in the well for the spare tire, or other places. If you’re lucky, it’ll also be in the owner’s manual.

Once you find the code, you can order matching paint.

Mix Until It Really Matches

However, it’s unlikely that the paint you ordered will actually match the paint of your car. That’s largely because of variations in paint batches, so you’ll have to mix the paint color until it actually matches the rest of the car.

Be Prepared to Do It Again

As we mentioned above, repainting your car at home is unlikely to give you a quality, durable paint job. So you have to be prepared to repaint the damaged panel in a few years. Keep track of any information and tools you used to do the job the first time.

Why Choose Accurate Auto Body for Your Hail Damage

If your car has hail damage, an auto collision shop will give you much better repairs than you can do at home and might not even require painting the car.

At Accurate Auto Body, our Focus on You™ Service System means that we will give you an accurate estimate of what it will cost to fix your car, both in time and money. We can work around your schedule so you can have a minimum disruption to your life. We work with your insurance company so you don’t have to.

For a free estimate on your car’s hail damage, please contact Accurate Auto Body in Denver.

Most Dangerous Intersections in Denver Metro Area

Posted on: April 28th, 2021 by Accurate Auto Body Shop No Comments

Denver’s become a terrible place to drive. Hundreds of reported crashes a day across the metro area snarl traffic on our roads. At Accurate Auto Body, we see the results of these crashes in twisted metal, shattered glass, and popped plastic panels.

But the crashes aren’t evenly distributed around the area. Instead, there are a few intersections where crashes occur frequently. This means you might want to steer clear of these locations or approach them with caution and an awareness of what makes these intersections so dangerous.

By the Numbers: Dangerous Intersections

car accident at an intersection in Denver Our data about the most dangerous intersections comes from the Denver Police Department, and it was compiled by Westword from 2018-2019. The benefit is that these are hard numbers, but the disadvantage is that these are all located in Denver. While there’s a good likelihood that these are the most dangerous intersections in the area, there is a chance that some places outside the City and County might exceed these figures:

  1. W Alameda Avenue at South Santa Fe Drive: 56 accidents
  2. W Colfax Avenue at Speer Boulevard: 52 accidents
  3. W Evans Avenue at South Federal Boulevard: 47 accidents
  4. W Alameda Avenue at South Federal Boulevard: 47 accidents
  5. Quebec Street at East 36th Avenue: 44 accidents
  6. Speer Boulevard at Auraria Parkway: 44 accidents
  7. West Colfax Avenue at Kalamath Street: 38 accidents
  8. South Colorado Boulevard at East Alameda Avenue: 36 accidents
  9. Central park Boulevard at East martin Luther King Boulevard: 34 accidents
  10. Downing Street at East Colfax Avenue: 33 accidents

What Makes These Intersections So Dangerous?

Unfortunately, it’s harder to get information about the crashes at these intersections that can help us delve into why they experience so many accidents. However, there is data out there about the causes of accidents in the Denver Metro Area that can provide some insight into what makes these intersections so dangerous.

Complexity

The top two intersections in this report are highly complicated intersections. In both cases, these are large multi-lane intersections that defy the normal logic of two cross-streets. Instead, there are odd angles, multiple turn lanes, and sometimes unclear signage to indicate which lanes go where.

In both cases, these intersections are feeding into and from other major interchanges. At Alameda and Santa Fe, people are also trying to manage getting onto and off of I-25. At Colfax and Speer, people are dealing with the difficulties of Colfax and Kalamath, a beast of its own description which is itself on this list.

Congestion

It’s no secret that just the sheer volume of traffic in Denver has been growing and along with it, the number of accidents. There is good evidence that volume alone contributes to the number of accidents at Denver intersections. Evidence shows that more accidents occur in the hour between 5 and 6 pm than at any other time. Accidents are similarly elevated in the morning rush hour and at the lunch hour.

With so many cars on the road, congestion leads to people following too closely. This is a leading cause of accidents, and more than half of all car accidents are rear-end accidents.

Construction

To try to accommodate the constantly increasing number of cars and trucks on Denver’s roads, we have a constantly active series of construction projects going on. Many of these intersections have been undergoing construction for years, which makes them even more complicated and crowded.

Have You Been in an Accident?

If you’ve been in a car accident and suffered damage to your vehicle in Denver, Accurate Auto Body can help. With our exclusive Focus on You Service System™, we give our customers guaranteed quotes and completion dates so you know when your car will be ready and how much repairs will cost. Our award-winning technicians work hard to get the repairs right the first time so you don’t have to waste time on getting repairs redone. Plus, we work with your insurance company.

To get a quote about fixing the damage from your car accident, please contact Accurate Auto Body today.

Is Hail Damage Covered by My Auto Insurance?

Posted on: April 22nd, 2021 by Accurate Auto Body Shop No Comments

Every year, there are hundreds of hailstorms in Colorado with hail stones an inch or more in diameter. These storms can cause serious damage to your car. Even if you take every precaution, sooner or later one of these storms is going to get your car, leaving you with extensive hail damage.

Now you’re left to wonder: Is hail damage repair covered by my auto insurance? The answer is: it depends.

What Type of Coverage Do You Have?

hail damage to the hood of a vehicle Whether insurance will cover your hail damage depends on the type of coverage you have. Comprehensive coverage for your car will cover most damage, regardless of the cause. This includes hail damage.

However, if you have liability only coverage, damage to your car is not likely covered at all. In this situation, only the damage that your car causes to other vehicles or injuries to others caused by your car will be covered.

What’s Your Deductible?

The next question is figuring out whether your deductible will eliminate the benefit of making a claim for your damage.

The deductible is the amount you have to pay out-of-pocket before your insurance kicks in. In some cases, this can be close to or even more than the cost of fixing the damage. In that case, it might not be worth it to file a claim for the damage.

What’s Your Car Worth?

Specifically, this question relates to what your car is worth to the insurance company. Your insurance company estimates and tracks the value of cars as they age and are damaged. The insurance company might decide that the cost of repairing the damage exceeds the value of the car. Then they will “total” the car, paying you what they think the car is worth, rather than the cost of repairing the hail damage.

If you want, you can still take that insurance company payment and use it to repair your car. However, you will likely have to kick in some additional money to fully pay for repairs.

Affordable Hail Damage Repair

At Accurate Auto Body, we are used to dealing with insurance companies. We can help you understand your coverage and get insurance to pay according to the terms of coverage.

We also offer affordable hail damage repair when insurance isn’t picking up the bill. We offer paintless dent repair for most hail damage. This less expensive option can make your car look beautiful again at a fraction of the cost.

However, we also offer traditional hail damage repair when paintless repair isn’t an option.

Why Choose Accurate Auto Body

At Accurate Auto Body, we know that what really matters in your car repairs is you. Your car is a tool, and in fixing that tool, we are serving you. That’s why we’ve developed our Focus on You Service System™. We prioritize taking care of you by treating you with respect in our warm and welcoming office.

We also provide you with a guaranteed estimate and a guaranteed completion date for your repairs. We work around your schedule so you have your car when you need it, and we turn it around faster than other shops so you spend less time without your car. Our award-winning technicians fix your car right the first time so you don’t have to come back for repeated service or end up stranded.

And we work directly with your insurance company so you don’t have to.

To learn more about what sets us apart, make an appointment to get a free estimate at Accurate Auto Body in Denver.

 

Dent Repair after Hail Damage

Posted on: March 30th, 2021 by Accurate Auto Body Shop No Comments

person holding hailstones after a storm Colorado is one of the most hail-prone states in the country. We are second only to Texas in the number of insurance claims for hail damage, and a recent analysis by State Farm showed that it paid more for hail and wind damage claims in Colorado than in any other state.

There are many types of damage you might suffer from hail, but after your house’s roof, car dents are the most common. We offer some tips to avoid hail damage, but you can’t always get around it. Fortunately, it’s often easy to repair dents from hail, and your car can be almost as good as new.

Spring Is Hail Season in Colorado

Officially, forecasts say that the hail season in Colorado runs from mid-April to mid-September. However, the most damaging storms are likely to occur in mid to late spring.

Hail forms when an updraft drives water droplets into the air where the temperature is below freezing. Eventually, hailstones grow too large for the air to hold aloft, and they drop to the ground, speeding through the warm air, which starts to melt them. In the spring, the freezing temperature zones are lower than in the late summer. This means that hailstones don’t have to fall through as much warm air before hitting the ground.

Even if the updrafts aren’t as strong in the spring, this shorter melting period means that we can easily get damaging hail at this time.

How We Repair Hail Damage Dents

hail damage on the hood of a car If your car has been damaged by hail, we will assess the damage and determine what type of repair we can use.

Sometimes, we can use paintless dent repair for hail damage. In this case, we can just pop the dents back out. This means that we can repair hail damage for a fraction of the cost of traditional repairs and do it in a fraction of the time.

However, paintless dent repair doesn’t always work for hail damage. In these cases, we have to use traditional repair techniques.

When we give you your estimate, we will tell you which type of repair is required for your hail damage. Accurate and comprehensive estimates are part of our Focus On You Service System™.

Insurance Claims for Hail Damage

As we noted above, insurance claims for hail damage are very common in Colorado. On the one hand, getting insurance to pay for your hail damage is great. After all, that’s what it’s there for. That being said, working with your insurance company can often be a nuisance. However, it’s usually necessary to ensure all hail damage repairs are performed properly without placing a strain on your budget.

That’s where we come in. We can work with your insurance company, handling most of the paperwork to make sure the repair gets paid for. We try to give you the smoothest experience with the least hassle.

Why Choose Accurate Auto Body for Your Hail Damage Repairs

At Accurate Auto Body, we are dedicated to giving our customers the best auto repair experience possible. That’s why we developed our Focus On You Service System™.

This is our promise to:

  • Explain all your repair options
  • Give you an accurate quote
  • Give you a guaranteed repair date
  • Get repairs right the first time
  • Work around your schedule

In addition, we create a welcoming, friendly atmosphere at our shop. You don’t have to be a car expert, and we’ll never make you feel ashamed of that. Instead, we’ll carefully explain your repair options in terms you can understand so that you can choose the best solution for your schedule and your budget.

Want to learn how our Focus on You Service System™ makes a difference for your hail damage repair? Please call 303-344-2212 now or use our online form to get a free estimate on your repairs.

Preparing for Late Season Heavy Snow

Posted on: March 19th, 2021 by Accurate Auto Body Shop No Comments

March and April are the two snowiest months in Denver. This year’s March blizzard, officially the fourth largest in Denver history, underscored this point. So while you might be looking forward to summer, it’s important to remember that winter may still hold sway on Denver streets. Along with the increased snow comes an increased risk of car accidents.

How do you avoid being one of the many people who get caught in car accidents during these late season snowstorms? Here are a few tips to keep in mind.

Understand the Nature of Spring Storms

Preparing for Late Season Heavy Snow First, it’s important to keep in mind that spring snowstorms are not like winter snowstorms. Spring snow is not just bigger, it’s wetter. And with the warmer temperatures overall, it usually starts melting as soon as it falls. This means you need to be prepared to drive on water and slush. Be aware of the risk of hydroplaning and watch for pools of water.

Remember: you can’t tell how deep a pool is just by looking. Heavy spring snows can carry a lot of water and damming by unmelted snow can create deep pools in unexpected places.

While the days might be warm, causing the snow to melt, the nights are still cold. This will cause the meltwater to freeze into patches of black ice. Often, the main road looks clear, but as long as there is snow or water along the edges of the road, ice might form anywhere when the temperatures drop.

Keep Winter Gear on and in Your Car

With as many warm days as we can have in spring, it’s tempting to take the winter gear off your car or free up space inside by removing things like snow shovels, sandbags, and more.

But that would be premature. There are likely several more snowstorms in our near future. Keep winter gear on or in your car until at least May—even later if you regularly head into the high country. Plus, remember, Colorado’s traction law is now in effect on I-70 continuously from the beginning of September to the end of May.

Keep Stocked Up at Home

One of the best ways to avoid an accident during a winter storm is to just stay home. When the roads are snowy or icy, try to eliminate unnecessary trips. You can eliminate a trip to the grocery store by making sure you have additional supplies on hand for a blizzard.

And remember: if you already dipped into your blizzard supplies during the March storm, it’s time to replenish them so you won’t be caught short in the next storm.

If You Were in an Accident Already

Unfortunately, this advice might come too late for some people. Accident numbers surged in March as people struggled to deal with the massive quantity of snow the storm dropped.

If you were one of the many people caught in an accident after this recent snowstorm, Accurate Auto Body can help. We know it’s hard to find a good body shop, so we make a commitment to quality that you can trust. Our Focus on You Service System™ is a promise we make to every customer. It includes a free estimate, guaranteed pricing, and a guaranteed timetable. Not only that, but we promise to fix it right the first time, ensuring you’re able to get back on the road faster and with fewer hassles.

Not only that, but we’ll deal with your insurance company so you don’t have to. We know how to cut through the red tape and get you paid for your claim.

Want to learn for yourself what sets Accurate Auto Body apart from other body shops? Please call 303-344-2212 or use our online form to schedule a visit our comfortable, welcoming office today to get a free estimate.

How to File an Auto Collision Claim

Posted on: February 23rd, 2021 by Accurate Auto Body Shop No Comments

Auto insurance claim form Getting involved in a car accident can be very stressful. There are many important actions that must be taken following the collision, including filing a claim with your insurance company to cover repairs to your vehicle. By understanding how the claims process works, you’ll be able to make the experience less overwhelming. The following tips will help ensure you know what to do.

Steps to Take Immediately Following the Accident

It’s important to gather proper documentation immediately following the collision to ensure the claims process goes smoothly. Make sure you take the following steps before leaving the scene of the accident:

  • Call the police and request an officer come to fill out an accident report
  • Exchange information with the other driver (name, contact information, driver’s license number, vehicle registration information, insurance information)
  • Take photos of the damage to both vehicles
  • Record the names and contact information of any witnesses

Steps for Filing an Auto Insurance Claim

There is a process that must be followed when filing an auto collision claim. Make sure you take the steps listed below.

Contact Your Insurance Company

You’re required to report the car accident to your insurance company in a timely manner. Answer the insurance agent’s questions honestly, but never admit fault. In addition, don’t sign any waivers without speaking to a lawyer or accept an initial settlement offer without confirming the total extent of the damage to your vehicle.

When you speak with your insurance company, you may need to provide the following details:

  • Date, time and location of the car accident
  • Name, contact information and insurance information for all other drivers involved in the collision
  • Photos of the damage to your vehicle
  • Details of the accident
  • Copies of any police reports associated with the collision

Review Your Policy Coverage

It’s important to understand what your insurance policy covers. This will ensure you know what to expect from the claims process. Some important items to review include:

  • The amount of your deductible
  • Your coverage limits for each category of coverage you purchased
  • Whether you have rental car reimbursement
  • Whether you have uninsured/underinsured motorist coverage (this may be important if you were hit by a driver with inadequate insurance coverage to pay for the damage to your vehicle)

Work with Your Insurance Adjuster

Your insurance company will assign an adjuster to handle your claim. The adjuster will typically contact you to schedule a time to evaluate the damage to your vehicle and discuss next steps. The adjuster may also ask you to provide any information you may have regarding the events of the accident, including photos, the police report and contact information of witnesses.

Get a Repair Estimate from an Auto Body Shop

vehicle repair estimate You’ll need to get a repair estimate from an auto body shop. While your insurance company may recommend a collision repair shop, you have the right to work with the body shop of your choice. Once you receive an estimate, the insurance adjuster will compare their initial assessment of necessary repairs with the body shop’s recommendations in order to arrive at a settlement offer.

If your vehicle is fully paid off, the settlement check will be made out to you and you will be free to handle repairs in any manner you’d like. If you still owe money on the vehicle or if you lease your car, the settlement check will be made out jointly to you and the collision repair shop to ensure all necessary repairs are made. This step protects the interests of the vehicle’s lien holder.

Repair Your Vehicle

Once your claim has been approved and the settlement check has been issued, you can bring your vehicle to the auto body shop to complete the repairs. Keep in mind that you will be responsible for paying the deductible on your policy. This amount will be withheld from the final settlement check.

If your insurance policy includes rental reimbursement, you’ll be able to arrange for a rental car up to the daily limits of this coverage. If you choose a vehicle that exceeds this daily limit, you’ll be responsible for paying the difference.

Accurate Auto Body Can Help

Accurate Auto Body has been providing comprehensive collision repair services for over 25 years. During this time, we’ve earned a reputation as one of the top auto body shops in the Denver metro area.

We offer customized auto repair consulting that will provide you with a detailed estimate and an explanation of the different repair options available to you. Our team regularly handles insurance claims. We work with all insurance companies and have the experience necessary to ensure your claim is approved quickly.

When you work with Accurate Auto Body, you’ll benefit from our Focus on You Service System™, which ensures you receive:

  • Personalized attention throughout the entire repair process
  • Guaranteed pricing
  • Faster turnaround times
  • Flexible appointments to accommodate your schedule
  • Guaranteed delivery dates
  • Repair updates delivered in your desired method of communication (phone, text, email)
  • Full auto insurance coordination

Schedule an Appointment

Please contact us today to schedule an appointment. Accurate Auto Body serves customers in Aurora and throughout the Denver area.

7 Tips for Collision Repair after a Winter Car Accident

Posted on: February 16th, 2021 by Accurate Auto Body Shop No Comments

7 Tips for Collision Repair after a Winter Car Accident After a slow start to winter, we’re beginning to see some snowier weather both in the Denver area and up in the mountains. For the many ski aficionados in the Denver area, this is a cause for joy. However, the snowy and icy roads also increase the likelihood of a car accident. If you’re involved in an accident this winter, you’ll need to fix any damage to your vehicle to ensure it works properly. The following tips will help you navigate the collision repair process.

Call 911 Before Leaving the Accident Scene

The first thing you should always do after a car accident is make sure no one has been seriously injured. If someone has been badly hurt, dial 911 immediately to request emergency medical assistance.

Even when no one appears to have suffered a serious injury, you should always call the police and request an officer be dispatched to the scene. This is an important step since the official police report serves as an important piece of documentation of the accident. In many instances, the police report will provide insight regarding who was at fault, and this information will be very helpful when you file a claim with your insurance company.

Sometimes the other driver may ask you to avoid calling the police, especially in situations where the accident didn’t result in large scale property damage or a serious injury. However, it’s always best to ask for a police officer to evaluate the accident scene and file a report. This is especially true if you believe the other driver caused the accident.

Exchange Information with the Other Driver

Before leaving the scene of the accident, make sure you exchange the following information with the other driver:

  • Name
  • Contact information
  • Vehicle registration information
  • License plate number
  • Driver’s license number
  • Insurance information

If there are any witnesses present, record their names and contact information as well.

Avoid Discussing Fault

Never discuss fault or apologize when speaking with the other driver or a police officer at the scene of the accident. Any admission of fault on your part can potentially impact your insurance claim. It’s best to let the police and the insurance agents analyze the accident evidence in order to determine fault.

Take Pictures of Vehicle Damage

man taking cell phone photos of car accident damage If it’s safe to do so while you’re still at the accident scene, take photos of the damage to both vehicles. If possible, take photographs of the positioning of each vehicle and any indicators, such as skid marks, which may help determine who was at fault. These photos will be helpful when filing an insurance claim and when dealing with the auto body shop.

Notify Your Insurance Company

You’re required to notify your insurance company of the accident within a timely manner. Answer all questions honestly, but don’t admit fault to the insurance adjuster. In many instances, the insurance company may want to schedule an appointment for an adjuster to examine the damage to your vehicle.

Get Several Collision Repair Estimates

Before fixing your vehicle, your insurance company will want you to get a collision repair estimate breaking down the cost of all necessary repairs. It’s always best to get estimates from 2-3 collision repair shops. This will allow you to compare the list of necessary repairs as well as the prices quoted for each item. When you have several estimates, it will give you a better understanding of what truly needs to be done. Keep in mind that your insurance company may also want their adjuster to provide you with an estimate before signing off on repairs.

The auto body shop should detail the following information as part of the estimate:

  • An itemized list of all necessary repairs
  • Which parts need to be replaced
  • Whether replacement parts will be new or second-hand
  • Whether original manufacturer parts or generic parts will be used

While cost is generally a factor for most people, it should not be the only factor. In many instances, you’ll get what you pay for. When you choose the lowest estimate, you may run the risk of receiving poorer quality repair work.

Choose a Collision Repair Shop

auto body mechanic examining vehicle repair work Once you have your estimates and the insurance company has signed off on the repairs, you’ll need to choose an auto body shop to work with. In some instances, your insurance company may recommend a collision shop for you to use. However, it’s important to remember that you’re not required to work with their preferred shop. You should always choose the body shop you believe will provide the best quality collision repair work.

Before choosing an auto body shop, check out their reviews online. This will allow you to learn about the experiences of other customers. Be wary of working with a shop that has numerous poor reviews.

In addition to working with a reliable collision repair shop that has a strong reputation, you should always ask for a written guarantee associated with any work performed. This will give you piece of mind that repairs will be completed correctly.

Before the shop begins work on your vehicle, discuss protocol for how they will handle any unexpected repairs not listed as part of the estimate. You should also speak with your insurance company to make sure they cover these extra repairs. Once the work has been completed, examine the vehicle carefully before taking it home. If you’re not satisfied with the repairs, work with the body shop to make sure they address any issues you may have.

Accurate Auto Body Can Help

If you’re involved in a car accident this winter, Accurate Auto Body can help. We have more than 25 years of experience, and we offer comprehensive collision repair services to address any damage your vehicle has sustained.

You’ll benefit from our exclusive Focus On You Service System™ which ensures you receive the exceptional quality service you deserve. When you work with Accurate Auto Body, you can count on:

  • Highly personalized attention throughout the repair process
  • Guaranteed pricing
  • Faster turnaround times
  • Guaranteed delivery dates
  • Auto repair consulting to ensure you understand all of your options
  • Flexible scheduling options
  • Repair update options that meet your unique needs
  • Full auto insurance coordination

By placing the needs of our clients first, we’re able to deliver the exceptional customer service you deserve. Our goal is to provide the finest quality collision repairs in order to restore your vehicle to its pre-accident condition. Our technicians have extensive experience working on all makes and models of vehicles, ensuring we’re able to address any items that are unique to your specific vehicle.

If you don’t have collision insurance, we can still help. Our team regularly handles repairs that don’t go through insurance, and we’ll work with you on a repair plan that fits within your budget.

Schedule an Appointment

Please contact us today to schedule an appointment. Accurate Auto Body serves customers in Aurora and throughout the Denver metro area.

Important Insurance Coverage for Winter Driving

Posted on: January 27th, 2021 by Accurate Auto Body Shop No Comments

The Denver and Aurora area gets a fair amount of snow most winters. While this may make for fun days building snowmen with the kids, it also creates hazards for drivers. According to the U.S. Department of Transportation, each year:

  • 24% of weather-related car accidents occur on snowy, icy or slushy roads
  • 15% of weather-related car accidents take place during a snow or sleet storm
  • Over 2,200 fatalities and 192,000 injuries occur during these winter weather-related car accidents

car accident on a highway during winter driving conditions It’s easy to lose control of your vehicle on an icy road and crash into a guardrail or another vehicle. Snow also makes it harder to stop your vehicle, creating additional risks for accidents. However, your vehicle can also get damaged while you’re not driving. It’s common for tree branches loaded down with snow and ice to break off and damage vehicles beneath them.

In all of these situations, you may be faced with costly vehicle repairs. It’s important to have the proper insurance coverage to minimize your financial burden in the event your car is damaged from winter weather issues.

Covering Repair Costs to Your Vehicle

There are two different types of insurance coverage that will pay for damage to your vehicle:

  • Collision Coverage – This coverage pays for repairs to your vehicle after an accident. It covers damage from collisions with both a vehicle and other objects, such as a guardrail or utility pole.
  • Comprehensive Coverage – This coverage pays for weather-related vehicle damage not caused by an accident. Damage from snowy tree branches and other objects that fall on your vehicle would be covered under comprehensive insurance, as would cracks in your windshield that expand during freezing temperatures. In addition, comprehensive insurance will provide reimbursement after vandalism, floods, theft, fire and collisions with an animal.

Both of these insurance coverages are typically optional, but they are worth having if your vehicle is relatively new and still holds a fair amount of value. In some instances, such as when you owe money on a car loan or you’re leasing the vehicle, the leasing company or lender may require you to purchase these types of insurance coverage.

Covering Property Damage and Injuries You Cause to Others

Even the most experienced winter drivers will sometimes lose control of their vehicle on an icy road, resulting in an accident. If you injure someone or cause damage to another driver’s vehicle during the accident, your liability insurance will pay for all their medical bills and property damage.

Colorado requires the following minimum liability insurance coverages for all drivers:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury
  • $15,000 per accident for property damage

While this is the minimum amount of coverage you must carry by law, it’s generally a good idea to purchase higher levels of liability coverage. In the event of a serious accident, these minimum coverage levels are unlikely to pay for all repairs and medical bills, and you’ll be responsible to pay for the rest out of pocket.

Covering Injuries to Yourself and Your Passengers

The liability coverage discussed above can also be used to pay for injuries sustained by you and your passengers in an accident you cause. In addition, you have the option to purchase MedPay coverage which can be used to receive compensation for injuries, regardless of who is responsible for the accident. Carrying MedPay coverage can potentially expedite reimbursement after an accident.

Protection Against Uninsured Drivers

woman calls for roadside assitance in a snow-covered car While Colorado state law requires all drivers to carry minimum levels of liability coverage, not all drivers comply with this mandate. In addition, many other drivers will comply, but only purchase minimum levels of coverage. Uninsured/underinsured motorist coverage provides an important protection if you’re involved in a car accident caused by a driver with insufficient insurance coverage to pay for your medical bills and property damage.

You’ll be able to receive reimbursement for all repairs and medical expenses up to the limits of the uninsured/underinsured motorist coverage you purchased with your policy. This coverage is important to have, as it can protect you from financial hardship in the event of a serious injury.

Other Important Coverages for Winter Accidents

The following types of insurance coverage can be helpful in winter weather:

  • Roadside Assistance Insurance – Vehicle breakdowns and other issues are common during the winter. If your car gets stuck in the snow, your battery is drained by freezing temperatures or you experience any other issue, roadside assistance coverage will reimburse you for the costs associated with these problems.
  • Rental Reimbursement Insurance – It often takes time to get your vehicle repaired and back on the road. If you need a rental car for several weeks, it can become expensive. Rental reimbursement insurance will cover the costs of your rental car up to the limits of the coverage you purchase. This can save you a lot of money.

Accurate Auto Body Can Help after a Winter Car Accident

Accurate Auto Body provides comprehensive collision repair services to restore your vehicle to its pre-accident condition. Our Focus on You Service System™ has been created with your needs in mind in order to deliver the exceptional experience you deserve. As part of this system, you’ll receive:

  • Unparalleled levels of personalized attention
  • Detailed information educating you on all of your options
  • Guaranteed pricing
  • Guaranteed completion dates
  • Faster turnaround times
  • Quality repairs performed correctly the first time
  • Repair appointments that accommodate your schedule
  • Assistance with auto insurance claims

Schedule an Appointment

Please contact us today to schedule an appointment. Accurate Auto Body serves customers in Aurora and throughout the Denver metro area.

 

5 Factors to Consider When Getting an Auto Body Repair Estimate

Posted on: January 21st, 2021 by Accurate Auto Body Shop 5 Comments

auto body repair mechanic performing an estimate The first step involved in repairing your vehicle after a car accident is to get an estimate from a body shop. This process can be overwhelming if you’re not certain how to navigate it. You’ll need to balance cost, quality and timing considerations when determining the right body shop to restore your vehicle to its proper condition. The following factors will help you evaluate the estimates you receive to ensure you understand your options before choosing a body shop.

Research Body Shops in Your Area

It’s always a good idea to get estimates from several different body shops. This allows you to compare quotes and ensures you have enough information to make the right decision. The goal should be to work with a body shop that performs quality work at a reasonable price. But how will you know which shops provide this value? You’ll need to do your research.

The following tips will help guide your research:

  • Ask friends and family members about their experiences working with body shops in your area. These word-of-mouth recommendations are often a useful place to start your research.
  • Read online reviews of local body shops to see what others have said about the quality of work they received.
  • Once you’ve identified a few body shops to consider, check the websites from reputable industry organizations such as Auto Alliance and the Society of Collision Repair Specialists to see if they can provide any additional information about these body shops.

Beware of Online Estimator Tools

While it might be tempting to use some of the online estimator tools available to get a sense of what your repairs should cost, you’re unlikely to gain any useful information from them. It’s important to understand that these tools are basing their rough estimates on information you provide. Unless you have expertise in the area of auto body repair, you most likely won’t be able to provide the accurate information necessary to get a decent estimate from these tools.

When looking at the damage to your vehicle, it may seem like most of the repairs will be relatively minor. However, there may be hidden damage that can’t be identified without a more thorough evaluation of the vehicle. The reverse may also be true: you may think the damage to your car is quite extensive, but modern technology may allow for simple repairs.

The only way to get an accurate estimate of the repairs you’ll need is to work with a trained professional who knows what to look for and what the proper parts will cost.

Don’t Let the Insurance Company Dictate the Repair Process

5 Factors to Consider When Getting an Auto Body Repair Estimate It’s common for insurance companies to try and get you to work with their preferred auto body shop. In some instances, this may be fine. However, it’s important to understand that the insurance company’s goal is to minimize the amount of money they spend, not to ensure you receive the best quality work. As a result, many insurance-recommended body shops will use aftermarket (cheaper, lower quality) parts or cut corners in order to keep the price down and remain the insurance company’s preferred service provider.

You have the right to choose the body shop that performs your repairs. Don’t let the insurance company force you to use their desired shop. When negotiating with your insurance company, stand your ground and make sure they allow you to have final say on who works on your vehicle.

Don’t Base Your Decision Strictly on Price

After receiving several different estimates, you may find the costs vary greatly on each estimate. While it may be tempting to choose the body shop offering the lowest price, you may come to regret this decision after repairs are made. While cost is certainly a factor in your decision, quality should be prioritized over price.

A lower estimate may use cheaper parts that may be less durable and of lower quality. In addition, they may be more likely to do sloppy work (evaluating reviews for the body shop will help you determine if this is something to be concerned about). A higher estimate doesn’t necessarily mean you’re getting ripped off. In some instances, you may find that you’ll receive better quality work from the body shop that charges a little more.

Research will be crucial to determining whether you’re sacrificing quality for a lower price. This will ensure you make a fully informed decision regarding who will deliver the best value on your repairs.

Important Information to Receive in Your Estimate

Most auto body shops will perform an estimate for free. The process usually takes around 30 minutes to complete. Always ask for a written, itemized estimate from the body shop. This should include:

  • A detailed assessment of all damage that needs to be repaired
  • Costs for materials and parts
  • Costs for labor (including estimated labor hours)

Accurate Auto Body Can Help

Accurate Auto Body provides high quality collision repair services at an affordable price. Over the past 25 years, we’ve developed a reputation as one of the top auto body shops in Aurora and Denver.

Our Focus on You Service System™ ensures your needs are met throughout every stage of the repair process. As part of this exclusive system, you’ll receive:

  • Unparalleled levels of personalized attention
  • Faster turnaround times
  • Guaranteed pricing
  • Comprehensive auto repair consulting to educate you about your options
  • Full auto insurance coordination
  • Repairs made around your schedule
  • Repair updates provided in your preferred method (phone, text, email, web)

We’re happy to perform a free repair estimate and discuss your options in detail. Please contact us today to schedule your estimate. Accurate Auto Body serves customers in Aurora and throughout the Denver metro area.

Uninsured Drivers and Vehicle Repair

Posted on: December 15th, 2020 by Accurate Auto Body Shop No Comments

uninsured auto body repair When you have been in the auto body repair business for as long as we have, you see a thing or two, as they say in the Farmer’s Insurance ads. Unfortunately, we all too often see our customers get into an auto collision where the other party does not have insurance. So, what happens when the other party is not carrying insurance, or it is a hit and run situation?

Understanding Auto Insurance

The first thing we need to take a look at is auto insurance itself. Fortunately, most drivers do carry insurance, so it is the law. However, enough people drive without insurance so some states require drivers to have uninsured motorist coverage. And, in most states, insurance companies are at least required to offer uninsured motorist coverage. As the name implies, uninsured motorist coverage helps protect you should you have a collision with an uninsured driver. Usually, uninsured coverage helps out more if you are injured and the other motorist, assuming they are at fault, has no insurance. In which case, your uninsured motorist policy can help pay for your injuries, as well as damages to your vehicle.

Collision Coverage

In most cases, if the other driver is at fault for the accident, but they have no insurance, your collision coverage will pay to repair your vehicle. However, it will not cover your injuries. So, if you are good and carry auto insurance, in most cases, you are covered for repair even if that other party has no insurance.

However, your insurance company will want to seek out payment somehow from the other party. This is why the insurance companies for both drivers like to sit down and determine which party is at fault. They can then weigh how much of their insurance will be allocated to the repair of your vehicle versus the other party’s insurance.

In the case where the other motorist is uninsured, while your coverage may cover the repair, you may later see an increase in premiums you pay for your coverage. That is why it is a good idea to go ahead and take advantage of uninsured motorist coverage, just in case.

Repairing your Vehicle Without Insurance

Sometimes you may choose, for varying reasons, not to repair your vehicle using your insurance. Perhaps you are afraid they will increase your premiums, or maybe you feel that the repair could be less than your deductible, so it is not worth it (however, collision repair is very unlikely to be less than the deductible). You may also choose to repair without insurance because the car was declared totaled, but you still want the vehicle repaired. In any of the cases above, most auto body shops will perform the repairs, but you will be the one paying. In which case, work closely with them on the estimate and truly understand the repair’s full nature. Also, understand that if you choose to repair a vehicle your insurance declared totaled and paid you the value of your car, you may not be able to insure that vehicle once repaired.

If you have a question about uninsured vehicle repairs and your options, give us a call at 303-344-2212. We are happy to help. And, if need be, take advantage of our free estimates.